Gale Group


"Everything we offer is a Tax-Free Investment vehicle"

Equis Financial is a nationwide network of insurance professionals. Our agents help people across the country find the life insurance and retirement solutions they need to protect their families and their futures. We have partnered with industry leading carriers to bring our agents a portfolio of products that they can be proud to offer their clients. Our agents follow-up with families that have requested assistance and work with them to create a solution that best fits their needs and budget.

Are you financially ready?

Many Americans are not prepared for financial curveballs that can strike without warning. Our services help position your family to tackle life’s little surprises so you don’t become a statistic.

WHAT IF???????

“The reasons we need coverage that we all think about at some point in time, but never all at once. It is your job, as the head of the household, to protect everyone from what will happen to your family when an accident or medical issue arise. It will cripple them financially. Don’t become a statistic.”

1. To pay off mortgage (or make payments) if lose income of a breadwinner.  Saves the home.

2. Equity Protection-covers payments to give family time to grieve and protect the current equity for the family to use.

3. To set up retirement for remaining spouse/both now.

4. To make sure private school or a College Fund is created and is not jeopardized due to a death.

5. To create Replacement Income (3 yrs. Recommended) of those who are gone for family expenses so they DON’T lose the home, can pay all bills, and kids are secure and family doesn’t lose the life style accustomed to.

6. Final Expense for yourself so savings is spared for the rest of family and is not used for funerals, bills, medical costs.

7. Final Expense for your parents so you don’t have a $15,000 unexpected bill that ends up being charged or financed etc.  Are there others to share expenses…siblings etc?  You all may want to split the $____ a month vs. coming up with all of it at once…plus it’s an investment vehicle

8. Critical care coverage for a life event such as a heart attack, cancer, dialysis etc. and you need a large lump sum to cover all.  Very helpful and these monies come from your LIFE POLICY not your Savings or Retirement fund.

9. To make sure the family doesn’t have to move in with relatives or in a cheap/seedy apartment etc. because of income loss, medical debt, or emptying of Savings or 401K etc.

10. “The Million Dollar Baby” program is for kids and creates a large Life and Living Benefits policy along with a Tax Free Retirement and Savings Plan…OR in case of horrible accidents to a child, that would put the rest of family in financial jeopardy.  

We all understand that most of us don’t want to talk about Children perishing, but we need to because unfortunately it happens every day around the U.S.  So, whether a parent, child, or grandparent…it is Imperative to cover all members of the family.



of Americans have no life insurance


of U.S. households with children under 18 would have trouble meeting everyday living expenses within a few months if a primary wage earner were to die today.


of Americans fear they won’t be able to retire or that they will run out of money during their retirement.


is the average cost of a funeral, which is a 28% increase in the last 10 years. For most families today, the loss of a loved one brings both emotional and financial stress.


Ensure that no matter what life may throw your way, your family will always have a roof over their head.


A custom life insurance plan can provide the protection you need, without breaking the bank.


Shield yourself from the financial burden that a critical illness can bring. 


The smartest strategy to create the retirement you want is to start now.


Reduce or remove the financial stress from the loss of a loved one.


A little saved now could help provide the big education your child needs.


So much has changed. Isn’t it time you reviewed your financial picture?

Has it been a while since you revisited your family’s needs for life insurance and plans for retirement? As your responsibilities for today and your expectations for tomorrow shift, the money decisions you make and the financial vehicles you count on should keep up with the flow of your life.

 Let’s take a fresh look together.

Corona virus Coverage!!!

Currently the majority of carriers WILL cover you NOW without bloodwork or a physical. As long as you haven’t had contact with someone infected in the last 14 days. The carriers are trying to approve everyone possible while this outbreak is happening, so you have coverage in case you are infected after your policy is in effect.

However, if you don’t get coverage now and you do contract Covid-19, it could be up to 2 full years before you can get coverage again as they still don’t know the long-lasting effects.
So PLEASE get coverage now while you still can. Appointments are now being done through the internet so there is no contact between your agent and yourself so we can all respect Social Distancing.

Rich Gale

Speak With Rich

We help families remove financial threats that could disrupt their happiness, hope, and healing.

+1 (615) 754-4940

We Empower Professionals

We're looking for energetic, self starters, entrepreneurs, managers, and closers that know that big money isn't handed to you, we work for it, but the rewards are outstanding!

+1 (615) 754-4940

FREE eBook Convert Your Debt to Wealth


Protecting your family from financial hardship and preparing for retirement are wise steps to take. Contact me today and let’s address your questions, concerns, and big plans for the future. 

Coverage type